![]() There are several perks that all three tiers of Advantage Checking share. By holding a linked SunTrust Small Business Checking account, Lending account, or credit card.By maintaining $10,000 total combined relationship balances across all of your SunTrust deposit or investment accounts.By making direct deposits totaling $3,000 or more each month.All three tiers of Advantage Checking have a $20 per month maintenance fee that can be waived in one of the following ways: ![]() Like the non-interest-bearing Essential Checking account, Advantage Checking requires a $100 minimum deposit to open. There are three tiers of the Advantage Checking account at SunTrust, although all three offer a 0.01% annual percentage yield (APY) on your balance. You may instead choose overdraft protection and link your Essential Checking account to another SunTrust deposit account, credit card, personal line of credit, or Overdraft Assurance line of credit to cover overdrafts, with a fee of $12.50 per transfer.Įssential Checking account holders are also eligible for the 10% Loyalty Cash Bonus with a SunTrust Cash Rewards credit card. You may also opt for the Transactions Paid Option, which will authorize a one-time debit card purchase or ATM transaction when there is not enough money available in the account, though it will also trigger the $36 overdraft fee. However, this account comes with Default Decline, which means the account is set up to decline any ATM or one-time debit card transactions that may overdraw your account. You will be subject to an overdraft fee of $36 if you overdraw your Essential Checking account, and you may be subject to up to six overdraft fees per day. Open your Essential Checking account as a student and receive a five-year student waiver of the monthly maintenance fee.Keep a $500 minimum daily balance aggregated across all your deposit accounts.Make $500 or more in total direct deposits per statement cycle.Make 10 or more transactions per statement cycle.However, you can have the fee waived by doing one of the following: The Essential Checking account requires a $100 minimum deposit to open and comes with a $7 monthly maintenance fee. This $7 fee will be debited from your checking account each month. Though overdraft protection is free, signing up for the Overdraft Assurance line of credit will trigger a $7 per month fee for the service. Need a seamless integration with digital payment apps.Would like to receive cash back from their debit and credit card purchases and cash bonuses for putting that cash back into their SunTrust deposit accounts. ![]() Reside in Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, and Virginia, or the District of Columbia. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |